Partnering and growing together: Good Cents, WINZ and course graduates.
Theme: Working together in place
The Good Cents course is more than budgeting and offers new approaches of getting back in control of a person’s life and finances in a relaxed, enjoyable and supported way. When an opportunity arose to work with WINZ [1]and WINZ clients, Good Cents jumped at the chance. Like many good partnerships, not everything went according to plan but new opportunities opened up as a result.
The Good Cents course is embedded in a philosophy that encourages people to look at their own contribution to their financial situation and works to enable course participants to identify the positive actions they can take to reduce or eliminate their dependency on debt and grow their investment in their future. The course developed out of conversations between women food bank clients in financial difficulty who shared their stories and found that they had some experiences in common. This began to break down their isolation and helped them to support one another through a vulnerable time.
Drawing from what was learnt from these conversations and from the experiences of formal one on one budgeting services, which were heavily oversubscribed, a facilitated conversation emerged and a reflective course format developed. The first courses were run in 2010 and Good Cents quickly realised that they needed to expand their reach beyond Wesley Community Action’s food bank clients in order to have a viable number of participants attend. At the same time WINZ clients were being referred to Wesley for budgeting because they had approached WINZ for an advance on their benefit. However these ‘budgets’ were considered to be of limited value in comparison to the Good Cents approach, and Wesley was not accepting these referrals. From Good Cents’ perspective a standard budgeting approach can diminish personal control over money and developing a budget in order to borrow from future benefit entitlements does not necessarily support changed lifestyles. However because of legislation changes WINZ were still having to refer large numbers of people to undertake ‘budgeting activities’.
By working directly with WINZ, Good Cents saw an opportunity to satisfy legislative requirements in a more effective way while also offering the course to a wider range of people experiencing financial hardship and in a more central location. Good Cents hoped this would also enable the course to run more often, with more participants each time. So two Good Cents workers arranged to speak about their ideas to a WINZ staff briefing in February 2011. This presentation was received extremely well and WINZ management were supportive and excited by the possibilities offered by running the course in their building, where other services were also co-located.
The stars seemed to be aligned and Good Cents anticipated a large influx of referrals from WINZ for the course. However, over the first two courses very few referrals from WINZ were received and even less people actually showed up. As well, WINZ referrals were also less consistent in their attendance so, while courses were held in the Community Link office, they remained largely sourced from Wesley Porirua connections rather than WINZ. This meant that most people were travelling further to attend the course and Good Cents started to wonder how they could make the opportunity work more effectively.
To develop a way forward Good Cents booked in to talk to WINZ staff again. This time the short presentation was largely delivered by graduates of the second course held in the Community Link rooms. These graduates were well known to the WINZ as long term clients. They spoke about the impact of the course on their lives, saying they now needed to ask for advances on their benefits less often, were more in control of their finances and had developed sustainable alternative ways of meeting their financial needs. Because the case officers knew these women, they also knew that what was being said represented significant changes for them.
The impact of enabling graduates to speak to WINZ staff for Good Cents was almost immediate. Referrals began to flood in, from 8-10 per course to over 40! WINZ clients became more reliable in their attendance as well because the WINZ officers were better able to articulate the benefits of the course.
The course graduates also gained from this experience. Never before had they been asked to speak with WINZ staff before and never had they been the ‘experts’ informing staff in the inner sanctum of a WINZ staff meeting. In a few minutes, this created a shift in the relationship dynamics between the graduates and WINZ staff and boosted the women’s self-esteem as well.
“Self respect,”Alinsky wrote in 1946, “arises only out of people who play an active role in solving their own crises…To give people help, while denying them a significant part in the action, contributes nothing to the development of the individual…”. In a less radical version of Saul Alinsky’s tradition, just as Good Cents offers ways for individuals to change their financial situations, so too did it create space for local voices to be heard by WINZ staff and in the process enable the growth of self-respect in the course graduates.
So far, Good Cents has been able to accommodate all of those enrolling. The question now is how to ensure that remains the case. More Good Cents courses need to run to keep up with local demand, and longer term there is also the possibility of working with WINZ offices around the country to consider. Locally, more facilitators need to be trained and this is the current focus of the small Good Cents team. They are also exploring how to extend the course to include working people, those with caregiving commitments and others who prefer to attend after business hours as well as how to develop a format for adaptation, and with quality assurance, to other locations.
Quite a different set of possibilities and relationships have emerged as a direct result of working together in place with WINZ and with recent graduates too.
Intent: Extending the Good Cents course to a wider range of people in a more central location.
Key learnings:
- Working together opens new opportunities, that don’t always go to plan but can be even better than anticipated!
- Always bring your people. There is nothing like hearing from those who have benefitted. This demonstrates those benefits in tangible, emotional and practical ways and enables advocates to more clearly communicate and recommend the opportunity provided. It also offers an opportunity for those who have benefitted to share their achievements and be applauded for them.
Key outcomes:
- Good Cents course regularly reaches a larger number of people, and from a wider range of situations.
- WINZ staff members understand the benefits of the course and a more holistic approach to financial control and wellbeing
- The Good Cents course is expanding – a training package for new facilitators is being developed and possibilities for extra courses are being explored both locally and further afield.
Key Contact person:
Matt Crawshaw
Good Cents Coordinator
Wesley Community Action
Email: goodcents@wesleyca.org.nz
Ph: 04 237 7923
Reference:
Alinsky [2], S (1946). Reveille for Radicals. Vintage Books, New York.
Story written by Denise Bijoux and Matt Crawshaw.
[1] WINZ is the commonly used acronym for ‘Work and Income New Zealand’, a government department offering financial assistance and employment services.
[2] Alinsky principles have been incorporated into many community led development approaches, such as ABCD for example (see http://www.abcdinstitute.org/)
A ‘light touch’: Good Cents enables significant change at a range of levels.
Initiative: Good Cents Porirua.Theme: Leading in and Leaderful
With the Good Cents course now being run from the Community Link centre in Porirua, there are now more and more referrals directly from WINZ. This has sometimes been challenging at an organisational level, and also at an individual level. In several cases, WINZ clients have felt compelled to take part and do so only to achieve their aim of getting an advance. This is not how Good Cents works and has led to some deeply challenging situations, and ultimately significant changes for some of these people.
Many WINZ clients in Porirua are now directed to enrol in Good Cents courses instead of doing traditional budgeting. Recent regulation changes mean that should a WINZ client apply for an advance, they must complete the ‘budgeting activities’ as required by law. Essentially this means that they need to show how they are spending their money with a view to understanding why they have no money. Good Cents, on the other hand, assists course participants to develop strategies for managing their money and reducing their debt, including learning about creating their own budget. These are quite different approaches and can mean that some people arrive on day one of the Good Cents course without completely understanding what the Good Cents course does.
In fact, some individuals are irritated by the requirement to provide WINZ with a budget at all – what they are wanting is a quick fix to what is often a stressful situation, and producing a budget slows this process down. This irritation can be very much amplified when they also find out that Good Cents will not develop a budget for them, and that they have to do it themselves. Further adding fuel to that fire of irritation is that sometimes it is not until day one of the course that WINZ clients realise that the course will take 8 sessions to complete. Clearly, what Good Cents offers is not a quick fix.
From what can be a highly emotional start, however, some participants truly shine. For example, when Diane (not her real name) started the Good Cents course in early 2012 and realised all of these things she was mightily annoyed. Even so, she grumpily knuckled down to preparing her budget. In that process, and with Good Cents help, she discovered she had power to change a lot about her situation and that she could make these changes herself, instead of blaming others.
Several alternative ways of managing her financial situation became apparent as Diane began to work on better understanding her situation herself. For example, she realised that instead of paying off fines, she could possibly work them off. She could certainly create the time required far easier than creating the repayment money. She then asked Good Cents if she could do those hours with the Wesley Community Action in the Porirua office (where Good Cents is also based). Good Cents did not offer Diane a place to complete her community service; she had to ask for it herself. Since then Dana has begun to repay her fines by working in the food bank and will soon also complete community service hours by providing support on the next Good Cents course.
The key shift here is that Diane is now taking responsibility for her own situation and has learnt or realised that she always had skills that have enabled her to change that. From a space of annoyance and distrust, Diane now feels believed in and empowered to take action for herself. This also means that she respects both herself and others more too.
This space is deliberately constructed – Good Cents takes a ‘light touch’ approach (Blake and Pasteur, undated; Joseph Rowntree Foundation, 2007) in order to create space in which course participants can learn to do things for themselves around their money and wider lives. The course strongly links with each participant’s wider life experiences and aspirations so as to sustain the learnings achieved on the course over a much longer period. By being firm about what the Good Cents course will do and flexible about how this might play out with individual participants, different styles of personal leadership are allowed to emerge and these in turn contribute to wider lifestyle changes.
In Diane’s case, her personal changes with regard to her finances have contributed to other changes in her household. Undertaking community service to pay off her fines initially contributed to an increased chaos in her home because her partner had to care for their young son and do more household related tasks than previously. With Diane’s growing confidence, these issues were worked out and her partner has begun to grow in confidence too. He is now more confident as a parent and is very supportive of her looking for paid employment as well. Both of them now have more aspiration and are actively involved in the creation of their own future.
Intent: The Good Cents course assists course participants to create their own budget in order to develop strategies for managing their money and reducing their debt
Key Learnings:
- Even when the course content has not been fully described, those who chose to participate are already making an active choice. Taking a light touch approach throughout the course means that from the get-go participants make their own decision about participating. This underpins the subsequent decisions they make about significant changes in their lives.
- By not providing easy solutions, course participants must step into their own power, and this is critical for sustaining changes.
- Changes in one person can influence wider changes in their lives, such as with others in their households and this helps create supportive and empowering contexts hat also help to sustain new ways of living.
Key Outcomes:
- Good Cents courses utilise the emotional situations that accompany some of the WINZ-referred participants to help those people move beyond a blaming mentality and into a space of self-empowerment and respect for both self and others.
- Increased confidence to imagine a different and more self determined future and begin working towards it for course graduates.
Key Contact person:
Matt Crawshaw
Good Cents Coordinator
Wesley Community Action
Email: goodcents@wesleyca.org.nz
Ph: 04 237 7923
References:
Blake, R. and Pasteur, K (undated). Learning from practice. Empowering community organisations: A ‘light touch’ approach for long term impact. http://practicalaction.org/docs/ia1/empowering-community-organizations.pdf
Taylor, M., Wilson, M., Purdue, D., and Wilde, P. (2007). Changing neighbourhoods: The impact of ‘light touch’ support in 20 communities. Joseph Rowntree Foundation.http://www.jrf.org.uk/publications/changing-neighbourhoods-impact-light-touch-support-20-communities
Story written by Denise Bijoux and Matt Crawshaw.
Failing Forward: Good Cents skills help tackle budgeting blues.
Theme: Leading and leaderful
failing_forward_good_cents_skills_help_tackle_budgeting_blues
Completing a Good Cents course has had many benefits for Kay (not her real name.) A $2,000 debt with the IRD has been cancelled; she has managed to repay outstanding debts with two loan companies that were costing her $110 per week; and, perhaps the main benefit, she has regained confidence in herself.
Wesley Porirua Manager, Makerita Makapelu noted that when Kay started the 8 week programme, she was by far the quietest in the group. Not, perhaps, a quality expected of a potential leader but a leader is exactly what Kay turned out to be.
Life had not been easy for Kay. Her mother died when she was 12 years old, and although her working father could sustain the family financially, Kay chose to leave home at the age of 14 to go and live with a sister. Leaving home and learning to cope on her own was a huge ‘wake-up call’ for Kay and she found herself struggling. A brief attempt to return to school at 15 was unsuccessful, and by the age of 16 she found herself ‘on the benefit’. By 18 she was pregnant and living with another sister to make ends meet.
Sharing accommodation with others is not something that a much wiser Kay now recommends, “I won’t share my home again. I like to do my own thing.” Sharing accommodation back in those days often meant loaning money to help friends and family. It was perhaps during this time, that Kay developed a habit for loaning and borrowing money, without being fully aware of the consequences.
“I remember on occasions being asked by a friend for money, so I would give it to them even though I was often in debt myself,” recalls Kay. However, as Kay later realized, her friends’ money worries often occurred because their partners were “playing the pokies, or drinking,” and Kay’s loan money only served to encourage these bad habits. Kay now recognises that her priority is looking after herself and her two sons, and that loaning or borrowing money is not as easy as it seems. There are repercussions.
Over the years Kay had approached Wesley Community Action in Porirua on several occasions, either for counselling assistance, or more recently for food bank assistance. On one of these visits in 2009, she was asked if she would like to participate in the Good Cents course, and decided to take up the opportunity.
One of the first exercises she completed on the programme was to record every item she was spending money on, for a whole week. She had never done this exercise before, and was amazed at what she learned. “It really opened my eyes. I had got into the habit of short term loans and was in debt with three different loan companies,” recalls Kay. It wasn’t big debt, but she was borrowing money to spend on things like video games for her oldest son. Her loans were costing her $202 per week.
The exercise also showed her how to cut back on her unnecessary expenses, and she quickly began to pay off two of the loan companies. However it wasn’t easy to turn her back on the comparative ‘easy money’ provided by the loan companies and, during a weak moment, she re-borrowed from one of the very companies she had just paid off.
The short term joy of having ready money again was followed by the realisation that she was back on the treadmill, struggling to pay debts. This learning was shared with others in her Good Cents group, and Kay moved quickly to repay the money she had just borrowed.
Part of Kay’s Good Cents programme involved learning to communicate and to talk about the issues of debt. The focus is on participants taking greater ownership and control of their journey to improved financial stability rather than traditional models of a professional budget advisor who decodes a person’s financial chaos for them. There’s also a strong emphasis on understanding the underlying ‘drivers’ of their difficulties – these drivers are frequently bound up with social and emotional issues. These were skills Kay put to good use when debt collector BayCorp rang her demanding payment of overdue school fees for her son’s education; armed with her ‘good sense’ skills, Kay quickly realized BayCorp were requesting weekly repayments that were well beyond her means, and negotiated a better outcome.
In the same way Kay faced up to an old debt with the Inland Revenue Department (IRD) that had been ticking away for 16 years and had now grown to a debt of over $2,000. Negotiations with the IRD followed and eventually the debt was cancelled on hardship grounds.
Kay’s leader qualities are illustrated throughout her story. She is strong in her decision making yet reflective. She can admit mistakes and do something about them. She was able to ‘fail forward’ (Maxwell, 2000) on her journey – staying focused on the destination even when faced with disappointing experiences. These leader qualities may not have always led her onto pathways that were straight forward but they have certainly helped her to learn from her experiences, and create new pathways for herself on several occasions. Leader qualities are also evident in how Kay talks about the Good Cents programme: what she liked about the programme was that, “while other courses tell you what to do; Good Cents helped to put me in charge of my money, so it was me making the decisions, not someone else.”
In the process, Kay has found her confidence, and is clearly proud of her achievements. She has regular work in a local supermarket, her family is eating cheaper and more healthy food, and life is good. Looking ahead, her first priority is paying off the remaining loan, and beyond that she plans to save enough to take her family on holiday.
Given Kay’s new found confidence and her Good Cents skills, there is little doubt she will achieve her goals.
Intent:
To create a space for people to create change in their financial situation in a way that is self directed, that helps to break down the barriers of isolation and the sense of being a victim to ones situation. Its’ about helping the participant to realise that they are the key expert in their situation.
Key Learnings:
- Leader qualities can be found in many different situations and frequently where we would not think to look.
- People know and observe when they are being given an opportunity for their own empowerment and control. When they see this happening they take ownership.
- There is real strength is sharing common experience with others. It grows confidence and a sense of hopefulness. There is something about the power of being understood by another that frees a person to create something new.
- Creating change in a context of relationship enables learning from hardship and unexpected difficulties that would not be possible in isolation. People are a harsher judge of themselves than others are and encouragement is needed to move forward.
Key Outcomes:
- Kay experienced significant growth in confidence both in herself and in her role in supporting others – especially her extended family. She understood that she was the want to lead by example in this space.
- A new determination for Kay about being at the centre of creating change for her future. Actively working to model this for her children.
- The Good Cents course directly benefited from a relationship with Kay learning about the twists and turns of a person’s journey to greater financial stability and how to facilitate, encourage and support that.
Key Contact:
Matt Crawshaw
Good Cents
Wesley Community Action Porirua
MCrawshaw@wesleyca.org.nz
Ph 04 237 7923
References:
Maxwell, J.C (2000). Failing Forward: How to make the most of your mistakes. Thomas Nelson.
Story by Peter Mitchell and Denise Bijoux.
Good Cents Community Pantry: Growing skills, social connections and food.
Initiative: Good Cents Porirua.
Theme: Creating and sustaining momentum
Good Cents emerged out of conversations between women food bank clients in financial difficulty who shared their stories and found that they had some experiences in common. Alongside its flagship Good Cents course a new initiative is growing: a community pantry.
Wesley Community action has run a food bank in Porirua since 1993. The food bank from inception has been a hub of the community service centre that has developed in Porirua. All manner of related services have since developed out of needs often first identified because of relationship with people accessing the food bank. A latest example of this is the Cannons Creek Community Pantry which has just completed its first year. It aims to evolve the current food bank from only providing food into a place where people can come to grow and harvest food, share skills and learn about gardening, cooking and healthy eating, all while also building social connections and confidence. Already food is harvested from the garden by volunteers for their own use and for inclusion in food parcels. As production increases, it is intended that community meetings and Tangihanga will also be supplied.
This evolution has been generated through discussions with those in the local Porirua community, including food bank users. These discussions support data from national studies that show the links between inadequate food security and low incomes, as well as to obesity and chronic disease and they also reveal that communities who experience these situations also have aspirations and skills to share.
In Cannons Creek, these aspirations and skills include growing ‘a good food community’ that works collaboratively to address the reasons why some people do not consistently have enough food. A generation ago, home vegetable gardens were commonplace in Cannons Creek but these skills have slowly been lost as the pace and nature of contemporary New Zealand communities has changed. Relearning to rely on less supermarket based forms of food provision is intended to not only fill cupboards but also to grow a work ethic, a sense of community participation and reciprocity, reduce social isolation and improve education, skills and health and wellbeing.
So, with the food bank continuing to be run as an emergency food programme, the Cannons Creek Pantry project embarked on the development of non-monetary alternative ways of establishing regular food security. With some substantial planning, the north facing slope of the Porirua office was cultivated into a garden that could supply the food bank and other Wesley programmes. Now, one year on, 110 square metres is in production and people who use the food bank now have a way of contributing towards the pantry by volunteering in the garden.
This idea of offering something in return particularly resonated with those who felt embarrassed and ashamed of needing food parcels, and also with those who once had vegetable gardens of their own. It quickly became attractive to others wanting to learn about food and gardening too: food bank users are invited to pick their own produce for inclusion in their food parcel which gives them a sense of what a garden can be and the taste and quality of freshly picked food. It also creates a more ‘natural ’opportunity to talk about their situations including how gardening might contribute positively. It has often been the case that someone who picked for their own food parcel on one day comes back to help out on another.
Locals have also contributed to the garden by donating tools and seedlings. Over 100 tools now comprise a tool library, from which families can borrow tools on a long term basis for their home gardens. These home gardens are also supplied with seeds, plants and advice and, in less than a year, 14 households have taken these offers up directly and grown home food gardens. Anecdotal evidence suggests that they have been sharing the tools, plants and advice over their garden fences too, which is exactly what is strived for!
Achievements go beyond food production. Clients and community service workers (ordered by the Courts) increasingly describe themselves as ‘wanting to help the community. Responses from participants so far indicate that volunteering in the garden changes the kind of food they eat, grows their self esteem and sense of giving and receiving as well as their understandings of the local physical and social environments.
In some cases, these understandings have been developed by skill building sessions. Such sessions have been held in relation to composting, planting and cooking as well as gardening with kids and a tour of inspirational gardens. Such sessions have been run, where possible, with community members taking a leading role and this has really helped to build a sense of ‘team’ amongst the core volunteer gardeners. Members of this team regularly tend the garden on weekends and in holidays and have provided crucial weeding and watering services at critical out of hours times.
Along with the building and managing of these volunteer relationships, the Cannons Creek Community Pantry is also building new organisational relationships, both locally and internationally. Donations of both goods and money have been received as a result and the Pantry is contributing to an international learning network run through The Stop in Toronto.
This progress has not been without it stresses, however. Volunteers’ interest waxes and wanes, and can be affected by who else is interested too. When new people begin to take ownership of particular patches or aspects of the garden, sometimes those who have been there for a while move on. Opening up the garden to food bank users has also added a layer of chaos to the garden and regular volunteers. Relationships between staff and clients become more blurry as individuals bring along family members to help and not only share the work but also many cups of tea with both staff and visitors. The house in general has become much busier as the garden has developed and this has required some gentle but firm management. As well, volunteer gardeners often receive more food parcels once they start volunteering than when they were not. This is an interesting dilemma yet to be resolved.
Intent: The Community Pantry aims to evolve the current food bank from only providing food into a place where people can come to grow and harvest food, share skills and learn about gardening, cooking and healthy eating, all while also building social connections and confidence
Key Learnings:
- People respond to an opportunity to give back in a meaningful way and are empowered by their own participation.
- Over time, someone’s empowerment will lead them first to take more prominent roles and then to move on to other opportunities. This leaves gaps and can unsettle things for a time before new involvement and leadership emerges.
- Developing and maintaining strong relationships is a crucial in both developing and sustaining innovative developments to community services. The strong relational (rather than compliance) model on which the food bank has always run is what enabled the vision to transition to a pantry model.
Key Outcomes:
- More people are now involved and the volunteers are drawn primarily from the local community not from other suburbs.
- The garden producing good food and is providing a model for others. It’s also a place where peoples hidden talents can be valued and celebrated.
- With the support of the tool library, seedlings and mentoring, many new gardens are being planted in only a short time.
Key Contact:
Matt Crawshaw
Good Cents Coordinator
Wesley Community Action
Email: goodcents@wesleyca.org.nz
Ph: 04 237 7923
Story written by Matt Crawshaw and Denise Bijoux.
June 2012
Good Cents Core Group: Lived diversity
Initiative: Good Cents Porirua.
Theme: Creating and sustaining momentum
There is no disputing that bringing a diverse and committed core group together to help guide Good Cents towards being more embedded in the Porirua community and to thus catalyse increased financial wellbeing throughout Porirua was a good idea. Working together over time has, however, been an evolving, emerging and unpredictable experience that highlights both the achievements and challenges of sustained momentum.
The Core Group of Good Cents emerged from a Beyond the Cycles of Debt: What would it look like? Forum in Porirua in April 2010 and their energy for change was obvious!
Each member brought different skills and connections and also had different aspirations and intentions in their role within the group. For some, the function of the Core Group was seen as a vehicle for them to actively contribute to making a tangible difference in the Porirua community via Good Cents, complementing and working with the Good Cents staff and the wider Porirua community. For others, the Core Group has been envisaged as holding the various contributing threads of an aspiration together, with no firm pathway in place. In this spirit, what the group focuses on is always emerging and it may not necessarily ‘do the doing’:
“…for me it was new territory which means there doesn’t have to be clear outcomes for the group. The thing that is needed is a clear destination. We may not yet know how to get there…”
In practice, both of these perspectives are important and finding a workable balance between them has proved tricky. For example, it took the better part of a year after the 2010 forum to get to agreed themes and areas of focus for the group and some members became frustrated by what they perceived was too much of a “talkfest”, while staff at times felt burdened by what felt like a lot of extra work.
On reflection, those close to Good Cents, including members of the Core Group, now realise that the group needed more guidance in these early stages. Holding space for creative conversations is valued but so too is directing those energies and, for some group members, the amorphous nature of conversation during group meetings, rather than capitalising on the energies and skills within the group, may have instead stifled them to a degree. As well, and in hindsight, group members brought different levels of understanding about community-led development and these led to different assumptions about the focus and role of the group. Even so, over this time a business plan was developed and this is recognised as a significant outcome in and of itself.
The purpose of this plan http://www.wesleyca.org.nz/good-cents-porirua-business-plan-released/ is to communicate “who Good Cents is, what we want to achieve, and how we think we can achieve it.” Reflecting the journey so far, it is recognised as an evolving plan that establishes a strategic vision and set of action plans, while also understanding that both the horizons and ways of reaching them may well “change and shift”.
The business plan helped provide a framework for the further thinking and development of Good Cents and accountability to supporters, funders and the community. It also revealed the many “small wins” that had already occurred and helped those involved in the Core Group to see the cumulative value in these. For example, a fortuitous encounter with Deputy Prime Minister Bill English when he visited the local WINZ office and sat in on a Good Cents course plus a connection with new National Party MP Alfred Ngaro through Inspiring Communities, culminated in Good Cents presenting at a parliamentary forum in May 2012 to an engaged audience of MPs.
Other small wins are closer to home. Individual stories of strength and change have been printed in the local newspaper and conversations of collaboration are happening with Pacific Island church Ministers through the Pacific Island Ministers Forum. These are achievements in their own right and, alongside the things that haven’t quite worked yet, they are also the incremental evolutionary changes that collectively illustrate the beginnings of fundamental change when it comes to financial wellbeing in Porirua.
Tim Harford (2011) talks about such incremental changes as “…the evolutionary mix of small steps and occasional wild gambles” as “the best possible way to search for solutions” in the context of adaptation. For him, such changes are critical because they are the products of “ongoing ‘works for now’ solutions to a complex and ever-changing” (p16) situations, such as that within which Good Cents works. Yet this can be a supremely uncomfortable situation because it is largely the result of trial and error: we don’t know if a tactic will work, but when it does rather than simply replicate it, we must grow it and adapt from it. This means that the process and journey are just as critical as any small changes. How things are done, is just as important as what is achieved and how these achievements are linked to produce whatever happens next. The challenge is in the process as much as achieving any outcomes (although outcomes are important too!).
For those in the Core Group, the journey (both how and what) is still unfolding. There is no map, but there are signposts. Being able to nurture and sustain the energy required, bringing those already engaged along too and growing the movement with others along the way means BOTH thinking and acting differently at an individual level, an organisational level and as a community.
Like the initial period of many cutting edge innovations, the ‘results’ do not yet exceed the efforts put in which means that the diversity and commitment of Core Group is all the more important. The art and creativity in weaving different skills, connections and aspirations is no easy or quick fix yet it is these processes that underpin the relevance and impact of any outcomes. Working to the strengths and skills of those who become engaged and seeking out those with skills and ideas to bridge gaps then allowing energy to mobilise in the areas those involved are most interested in allows people to shine. Done in a collaborative, leaderful way, it can also grow the capacity of others, who can then be supported to work to their own strengths and in their own areas of interest, including bridging gaps.
This can, however, feel quite disparate and disconnected at the same time as it is energising so the ‘weaving’ is as important as the pursuit of particular actions. As well, working in this way may mean individuals come and go as their energies and areas of interest fluctuate, and as Porirua’s journey of community wealth shifts and change. Embedding and catalysing change requires a balance of continuity and change that builds on the existing strengths and character of Porirua, in all its diversity and taking a flexible strengths based approach allows people to work within their own capacity in ways that are most relevant and useful at a particular point in time.
More short term small wins will build on those already happening, growing strengths and bridging gaps together in ways that work and adapt for this community. And for the Core Group as well.
Intent: The Core Group helps to guide Good Cents towards being more embedded in the Porirua community and to thus catalyse increased financial wellbeing throughout Porirua.
Key learnings:
- Commitment to a particular initiative or cause from diverse perspectives means that understandings, aspirations and contributions can also be quite diverse, and difficult to align and/or feel like traction is being made. Having a clear common goal is critical and communicating how diverse perspectives can contribute to that goal helps bring alignment, understandings and traction.
- Working to strengths and where energy is naturally mobilising tends to yield small wins quickest. Sharing these wins grows the energy into new directions that also yield relatively quick small wins. Together, and incrementally, these become locally generated, relevant changes. Overall change will take time.
- Working in this way can feel disparate and disconnected which, coupled with a shifting and changing horizon, can be difficult to see significant changes from. Ensuring the various activities are linked, interwoven and even interdependent on some level helps to support the collective nature of community change. Some continuity and stability amidst the various efforts is important.
- Not everything has to be done by staff – the Core Group exists because individuals want to contribute! Let them!!
Key outcomes:
- The Core Group brings a range of interested and skilled people together for a common purpose that extends the capacity of Good Cents and offers opportunities to take Good Cents into new directions.
- The co-created business plan now helps focus and guide the next steps of Good Cents actions and development.
- Development of creative processes of working together are exposing members to different ways of doing things and forging new levels of respect for and understanding of one another, as well as for themselves as a collective.
Key Contact person:
Matt Crawshaw
Good Cents Coordinator
Wesley Community Action
Email: goodcents@wesleyca.org.nz
Ph: 04 237 7923
Reference: Harford, T, (2011). Adapt: Why success always starts with failure. Little, Brown. London.
Story written by Denise Bijoux.
Looking for leadership in unexpected places: Good Cents course
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The Good Cents course is about more than budgeting. It has been developed by two staff from Wesley Community Actions Cannons C reek office in Porirua and is specifically tailored to low income and benefit recipients who are experiencing financial difficulty and crippling cycles of debt. The aim is to empower participants to take control of their financial situations through supporting and equipping them socially, emotionally and in their financial literacy to generate change.
The Good Cents course is embedded in a philosophy that encourages people to look at their own contribution to their financial situation and works to enable course participants to identify the positive actions they can take to reduce or eliminate their dependency on debt and grow their investment in their future. Before this can happen it was realised by Makerita and Matt – the facilitators of the course – that the first step is dealing with the overwhelming isolation and shame that go hand in hand with the experience of financial distress.
A key tool for beginning to break down these barriers is the sharing of personal experience and stories between participants – through which the realisation comes that they are actually not as alone in their experiences as they had thought. Knowing that others are struggling helps create the course and fellow participants as a safe space for sharing their difficulties. This has proven to have a powerful effect on people. Once these guards are down, course participants are free to begin creating the change that they’ve been held back from in the past, by their own inhibitions.
So a key challenge for facilitators is to find ways to encourage people to be willing to step out from that ‘island’ of isolation and shame. One way to achieve this that has proven very successful is for Makerita and Matt as facilitators to learn to look for leaders in each group to help with leading the way – off that island as it were. Experience has shown repeatedly that these leaders are often not those that might have first been expected to take such a role. This acknowledgement in itself has encouraged a much more ‘wide open’ view from the facilitators in looking for leadership in unsuspecting places and people.
Often the first signals of growing leadership in someone are very tentative – little bids on the part of one or two participants which indicate a willingness to be vulnerable, to put themselves ‘out there’, taking the risk that they’ll look stupid. Frequently the courage is drawn from a desire to do what’s best for the others in the group, to support and encourage them (rather than for any direct benefit for themselves). This is a key quality of the leadership that is needed in this situation – the willingness to act for the group’s benefit, and prioritising this over any drive of self preservation. By recognising and strongly encouraging people who make these first steps, they grow and the group culture begins to develop.
As Peter Block (2008: 63) writes, “Choosing to be accountable for the whole, creating a context of hospitality and collective possibility, acting to bring the gifts of those on the margin into the centre – these are some of the ways we begin to create a community of citizens”. Block links citizenship to power, and describes how a true citizen reclaims their power such that “the audience creates the performance”. This is what happens in a Good Cents course. Nudging the leadership of participants to the fore confronts their freedom to choose a new way of living where they have more financial control and wellbeing. It also means that, in effect, they create the culture of their course. Who is there matters, and that it is them that is there matters.
As Block also says, accountability and commitment are forever paired, and come in many different guises. A quiet person who is reliable and contributes with no expectation of a personal return on their investment in the group can be a powerful leader for both the group and for themselves. One example of such a leader was Catherine (not her real name). Catherine is a very quiet and unassuming person much of the time and in the group setting didn’t at first stand out. But as the sessions of the course progressed Catherine began to quietly contribute. Her contributions had a significant effect, not only on herself in terms of breaking down some of the isolation she felt, but also on others who were able to take courage for her lead. Interestingly Catherine didn’t become especially confident in sharing or participating in the group – and she probably would never have perceived herself a leader. She continued contributing in a quite and unassuming way and backed her contributions up by being reliable in making every session of the course.
It was a difficult journey for Catherine, because as the isolation and related denial reduced, she began to feel worse as she was faced with the reality of her financial situation. With knowledge came depression. But this didn’t stop her or cause her to retreat to the false safety of the island again. She continued to grow herself and guide the group in her own ways.
A turning point for Catherine happened when one day she ended up volunteering for the day in Wesley Community Actions Porirua food bank. It was an impromptu decision on Catherine’s part, with no expectation of personal reward. It just happened that on the day she was at the Wesley office the food bank was short on volunteers and so she got dropped right in!
Catherine reported that the experience had made such a difference to her sense of well-being and motivation because she felt she’d been able to do something truly good and worthwhile. The opportunity to give back and to do something that was ‘outside’ of herself gave her the strength to continue with creating change in her life. From this point Catherine continued to create change in her own situation with a new sense of ownership and self-worth. She has now taken on a formal role as a volunteer at the food bank and has found that this commitment continues to help her feel more motivated in her own life. Catherine loves the feeling of being useful and like she’s making a difference in the lives of others too.
Intent:
A key part of the Good Cents course is about nurturing leadership. This happens through the ways the facilitators look for leaders, how participants own their role in their own situations and futures and how both of these contribute to the culture and dynamic of the group.
Key learnings:
· Looking for leadership in less likely places and people means learning to see what is relevant and resonating within the group, rather than applying some externally developed model or format.
· Leadership from within a group is more powerful than that from outside when it comes to significant personal change. Significant change needs to be grounded in genuine experiences that are shared by people in similar situations in order for those people to step out of their comfort zone and into a new way of living.
· Knowledge is not necessarily power, and can in fact be incredibly disheartening. This means that significant change is a journey that has as many downs as ups and requires significant courage and commitment. Walking alongside others with the same struggle can grow not only personal motivation, it is also grows empathy and support.
· Feeling useful and valued is a critical aspect of self-worth, and it requires significant self-worth to be bothered to change. Volunteering is an accessible and achievable way of nurturing self-worth while giving back to a community and feeling useful and valued.
Key outcomes:
· The course creates a space safe enough to share aspects of individual lives that have often been kept hidden from even the closest of people.
· Leadership from unlikely places and people has proven to be the most effective way of growing a group culture that is conducive to change. Knowing someone like you is stepping up and making significant change is a huge motivator to do the same.
· Individuals step up and make a difference in their own personal lives and the lives of those around them. Sometimes this drive for change also extends to contributing to the wider community. In fact all of these things are interwoven. Course facilitators have learnt that leadership comes in many guises. They continue to learn just how many and to effectively enable it to shine.
Key Contact person:
Matt Crawshaw
Good Cents Coordinator
Wesley Community Action
Email: goodcents@wesleyca.org.nz
Ph: 04 237 7923
Reference:
Story written by Matt Crawshaw and Denise Bijoux.
June 2012
Neighbourhood development – no one size fits all
During 2010-2011 with a sound foundation, community mandate and an experienced and respected worker in place, the Massey Ranui neighbourhood-led approach unfolded in a multitude of ways – many unexpected.
While there may not be any one size fits all approach that is effective, having a clear focus has helped reveal a number of common guiding principles and practices.
Read more; Neighbourood Development – No one size fits all
Building Neighbourhood Connections in Arch Hill
Arch Hill is a small central Auckland suburb sandwiched between Great North Road and the North Western Motorway. Perched on a hill, it is filled largely with early twenthieth century workers cottages and smaller bungalows. It is one of these that Victoria Dawson-Wheeler, husband Jesse and daughter Hazel bought late in 2011. A month or so after moving in, however, Victoria had not yet met one neighbour. Wanting Hazel to “grow up in a place where people are connected”, she and her family started knocking on doors to say “hi”.
Initial surprise softened quickly and doorstep conversation flowed. “That’s it!”, thought Victoria, “You have to open doors to build connections”. Very quickly, the idea for a local newsletter was born.
So Victoria drew up a flyer inviting people to sign up to receive Arch Hill News (AHN) electronically. Responses were initially very slow. Ten or so after the first week. Then suddenly 40. By the time Issue One of AHN was distributed in January 2012 the number of subscribers was pushing 100. Yay! Victoria celebrated at local café Kokako and which led to Issue Two including a subscriber only ‘free quinoa cookie with your coffee purchase’!
AHN is a free fortnightly e-newsletter that profiles local people and businesses, covering living, food and interesting things happening in the area. After initially being told that Arch Hill is too small to generate interesting stuff, the newsletter has so far included a wide range of articles and stories – from Banksy-like graffiti, to unknown/hidden local mountain bike trails, Laughter Yoga, a missing (and found) much loved cat and world champion boxer Torpedo Billy, who was born locally in James Street in 1862.
It’s accompanied by a Facebook page. And with Issue 7 just out, AHN email subscribers are now close to 400!
Victoria attributes its success so far to showcasing the positive, and always trying to give rather than ask for things from the community. Since Kokako came to the party with their cookie contribution, AHN has given away Whoopie cakes, coffees and plates of tapas; all as a way of celebrating the ingenuity and community mindedness of those supportive local businesses. Every partnership formed between AHN and a local business, adds to the credibility of the newsletter and, likewise raises the profile of the local business within the neighbourhood. The magic goes both ways!
Recently Victoria gathered six local businesses together to create a box of goodies, worth close to $1000 to give away in a prize draw for those who got involved in the ‘Love Thy Neighbour’ project Victoria initiated for Neighbours Day.
Love Thy Neighbour was a kind of Secret Santa for neighbours, except it didn’t have to be secret. Victoria invited residents to contact her if they wanted to be involved, then matched them with another household who had also signed up. People were invited to share a little bit about their household if they wanted to (a flat of three, a couple with four year old twins, someone with a dog named Dog). Each household was matched with another household, so the potential was to meet at least two households that live nearby and gift something nice to each other. “It’s the first step in getting to know someone without being intense and awkward,” says Victoria.
The idea attracted interest from local and national press as well as over 60 locals. During the week leading up to Neighbours day, Victoria hosted a neighbours breakfast at her home to launch Love Thy Neighbour. Tamati Coffey from TVNZ Breakfast broadcast live from 6.30-9am so it was an early start with all the camera crew arriving at 5am to set up! Great fun was had though, with 50-60 neighbours coming by over the course of the morning (the oldest Robert at 70, the youngest, Piata-Aria at just 6 weeks).
Luckily Victoria had asked Kokako to help out with catering and they pitched in with coffees and freshly baked blueberry muffins. The Grey Lynn Butcher chipped in too with a couple of kilos of bacon, Art of Produce brought around an enormous basket of fresh fruit, and neighbours brought with them still warm croissants, gingerbread, banana bread and scones. People were even spotted people exchanging recipes! It was a Monday morning feast! And lovely for everyone to meet each other ahead of the Love Thy Neighbour celebration.
So then, the weekend: for Love thy Neighbour locals made some huge efforts – lots of baking, treats for pets, plants, garden produce, chalk board graffiti, access to a Warriors season pass for a week and a cocktail lime tree were transported secretly and not-so-secretly around the narrow streets. So much thought went into the choices and presentation! There are now loads of happy pictures on the Facebook page and plenty of notes about how awesome those involved felt too. So awesome in fact that many gave not once but twice – back to the household that gifted them, as well as to their assigned one.
What happens next is up to individuals, Victoria says. Clearly plenty of neighbours are connecting by name and some already have plans to connect again while some prefer to remain anonymous, enjoying their random act of kindness.
AHN continues to grow – not just as a publication but also local business and community connections. Just recently AHN has linked people together to form a local dog walking group (facilitated by another local), while a mums and bubs group is in the pipeline and a campaign for an upgrade to the local playground is on its way. Not only that but all this great local info may well be on a website in the near future – watch this space.
Intent
Arch Hill News is about connecting local people by profiling people and businesses in the local area. Love Thy Neighbour was a focused effort at connecting by gifting something nice to someone who lives nearby
Learnings
Sometimes good things start slowly and then move at a pace. Victoria set herself a numbers goal – if less than 10 subscribed she would let the idea go. Nice try and all that.
Even very small areas have a lot to offer. A prediction that the news from Arch Hill would soon dry up because it is such a small relatively unknown area not been fulfilled, in fact if anything the opposite is true.
Giving is the key. Rather than asking for something, this newsletter is all about what it can give. That is what has attracted so many people in a short period of time. Conversely, of all the giveaways, very few are taken up. Locals like the idea that they could take up such offers if they chose to, and that local businesses are prepared to offer them in the first place. It’s a mutually satisfying thing!
Honesty goes a long way – ‘fessing up to nerves in the days before TVNZ came to Victoria’s house was a key factor in over 50 people coming out early on a very wet morning to support and promote Neighbours Day and Love Thy Neighbour.
Outcomes
The local economy is stronger because people know what is going on and are encouraged to step into spaces they might not know about. It’s a form of social economy too – after Love Thy Neighbour people know a little bit more about others and are willing to support each other more – like providing new mums and dads with evening meals, for example.
Catalysed by AHN as an example and noticing the willingness of others around them has encouraged other locals to not only put their ideas out there too but to make them happen.
Residents, business and Arch Hill lovers have an increased positive awareness of their local area. They also know other local people by name. The facelessness of the city is dissolving here – houses and businesses contain real people and these people say ‘hi’ to one another.
Getting to know one another also means not only do people feel safer and more secure but the community is safer and more secure – there are many eyes on the streets of Arch Hill now and locals can spot a stranger because they know who lives there. And who doesn’t.
The more we do locally the stronger and more resilient our communities are – economically, socially, culturally. This may have been expected but now it is being demonstrated.
Contact
Victoria Dawson-Wheeler
Story by Victoria Dawson-Wheeler and Denise Bijoux
April 2012
Rakiura Community Expo
At a September 2011 ‘Snack and Yak’ gathering of community groups in Stewart Island, Rakiura, the idea of holding a community expo was proposed as a way for local groups and projects to promote themselves and their needs to others in the wider community.
It was also hoped this event could be a way to reach out to those new-ish to the Island, enabling them to find out more about what was happening and how they could get more actively involved in community activities.
Read More; Rakiura Community Expo
Victory Village Forum, Nelson
First published on 24th March 2016
Here’s a rundown of the 2016 Victory Village Forum: a collaboration between Victory Village, the Families Commission and Inspiring Communities.
This community, once characterised by high levels of crime, high numbers of families moving away, low school achievement and low access to health care has transformed itself within a decade. It is now a community that thrives, with students achieving very well, high levels of safety, a settled population that remains similar in make up to 10 years ago and, to top it all off, it was the winner of the 2010 Community of the Year.
This is what we learned about at the Victory Village Forum in Nelson, 27 – 29 July 2016. We also learned about other communities with family-centred, community-led initiatives that are thoughtfully and energetically building on the strengths of their communities to achieve tangible changes.
Download the post-forum report below:
Click here to view the programme.
Read the research report:
Watch the video about Victory Primary School:
Read about Victory Village winning New Zealand Community of the Year in 2010.
Drawing on footage from the Forum, we developed a community resource about family-centred community-led development. Watch the video here.